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Michigan insurance licensing exam prep

Study for Michigan's 16-80 exam against DIFS's real blueprint.

Michigan's Life, Accident and Health Producer exam (Series 16-80) is administered by PSI on behalf of the Department of Insurance and Financial Services (DIFS). LicensePath's diagnostic maps to Michigan's own content outline, so your practice time goes toward what Michigan's own weighting actually puts first on exam day.

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Exam snapshot

What the real Michigan 16-80 exam looks like.

150 Scored questions, 150-minute time limit (no unscored pretest items disclosed on this exam)
PSI Official testing vendor for the Michigan Department of Insurance and Financial Services (DIFS)
401 Michigan practice questions drafted in our content bank, currently in review
Exam weight by area
150 scored Qs
  • Life & annuity product knowledge: 43%
  • Health & managed care product knowledge: 45%
  • Michigan insurance code & regulation: 11%

This is PSI's real, fixed weighting from Michigan's official content outline (16-80), the same categories as "Blueprint categories" below.

Blueprint categories

Every question maps to a real category on DIFS & PSI's content outline.

Michigan's own outline runs state-law citations through several of its 15 sections rather than isolating them into one bucket. LicensePath's blueprint groups the national content into two broad product-knowledge categories and concentrates the state-law category on the outline's own dedicated "Insurance Regulation" section, rather than inventing a split the source document doesn't state.

All 150 scored questions

  1. Life & Annuity Product Knowledge43%
  2. Health & Managed Care Product Knowledge45%
  3. Michigan Insurance Code: Regulation11%

Percentages are each category's real share of the 150-question exam, per PSI's official Michigan Insurance Examination Content Outline (Series 16-80, Life & Health Producer). Michigan also offers separate single-line Life Producer (16-65) and Accident & Health Producer (16-66) exams, both covered in our content mapping alongside the combined 16-80 exam.

Why sourcing matters

Built from the Michigan Insurance Code and PSI's own materials, not guesses.

Every Michigan question in LicensePath is sourced from the Michigan Insurance Code (MCL 500), fetched directly from legislature.mi.gov, then cross-checked against PSI's own Michigan content outline before it's approved for release. Michigan's outline confirms state-law citations run through several sections beyond the dedicated regulation section. Our content authoring works through those citations directly rather than assuming the section titles tell the whole story.

Michigan Insurance Code (MCL 500) Michigan DIFS materials PSI Michigan Content Outline (16-80)

Curious how state exam blueprints are built, or why every practice question carries a citation? Two short guides cover both: what's actually on your state's insurance exam and why we cite every practice question.

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LicensePath is in closed testing today. Join the list and we'll tell you the moment Michigan prep is open. No spam, just the launch notice and, if you opt in, occasional study tips.

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